Do you fear managing your multiple money transfers apps under one hood? Looking for a single option for making payments-paying bills and enjoying cashless transactions? Well, BHIM application is your answer to manage all your bank accounts & bill payments, systematically under one platform.

What is BHIM?

Bharat Interface for Money (BHIM) is a platform to make fast, secure, reliable cashless payments through your android phone. BHIM is basically integrated with Unified Payments Interface (UPI) applications and bank accounts for quick money transfer online and be cashless to the extremes.

Where can one find BHIM application?

BHIM application can be easily found on Google Play Store, Google Search Engine and other internet surfing browsers. The application is free of cost, easy to operate and requires 4.2 and up version of Android to run smoothly on your android device.

The size of the application can vary from device to device.

Secure hosting makes the application virus free and unholder of any sort of malicious content.

What can one do with BHIM application?

The features are as follows:-

  • You can access all bank accounts in one application-less in space and avoiding any confusions or discrepancy.

  • Pay to friends & relatives using their mobile number, the only requirement is that even they are using BHIM from the same phone number provided.

  • Pay or request money from any UPI user using UPI application, regardless BHIM or any other UPI application.

  • Shop online and checkout using “Pay by UPI/BHIM” for a quick and seamless experience.

  • QR scanner available-this generally avoids any false payments.

  • Check your bank account balance.
  • Set “Payment Reminder” to overcome the last date issues.
  • On BHIM, there are basically 13 languages supported (Kannada, Assamese, Bengali, English, Hindi, Malayalam, Telugu, Marathi, Punjabi, Tamil, Gujarati, Odia and Urdu).

What makes BHIM the most trusted and top ranked money transfer application?

  • UPI Mandates: unlike any other application, users can pre-authorize a transaction (mandate) via UPI, for the future payment which means that account will block the pre-authorized amount immediately after mandate creation and the account will get debited when the mandate is executed. This is authorized by a UPI PIN.

  • Gift on BHIM: Send Gift to your friends/family with greeting messages through BHIM.
  • Overdraft Facility: Now you can link your Overdraft account on UPI and make Merchant payments on the go-save your time and go cashless.

  • Support for Foreign Inward Remittance: Now go cashless internationally-receive funds from abroad using your BHIM UPI ID.
  • Invoice in the inbox: Check your payments before you finally make them-users can easily view the invoice before making the payment.

Checkout this upcoming flagship mobile now:

How to USE?

To get started with the BHIM app, download and install the application on your phone and don’t miss out on enabling the application permissions required.

Then, simply register your bank account with BHIM, & set a UPI PIN for the bank account. This PIN has to be kept confidential and not to share it with anyone. Your mobile number is your Payment Address, & you can simply start transacting. This is that simple!

How to Transfer Money?

Users can send and receive money from their unique payment address-their registered phone numbers.

Instant Money Transfer can also be made to an unregistered user using UPI ID, Mobile number or Account number + IFSC.

Not To Forget before switching to BHIM:

  • There are certain parameters set in this application like the transaction limit is Rs 20,000 per transaction and Rs. 40,000 per day (for 1 bank account).
  • All State bank accounts (SBH, SBBJ, SBP, and SBT) are merged with SBI. If you have an account with any of them, please select SBI as your bank. Don’t freak for not finding your bank in the category.

10,000,000+ users have successfully gone cashless, so what are you waiting for?


TechyMob, through the medium of this article doesn’t declare the BHIM application to be the best money transfer app available in Android app market, nor it is promoting the application in any possible ways. This is strictly application review application-based entirely on the users’ reviews, ratings and feedback. We hold no partnerships with any brand, website or application and henceforth, hold no liabilities against the above article.

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